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Should Couples Have Joint or Sole Finances? |
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Written by Robyn Yager
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Monday, 05 April 2010 09:16 |
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Unlike couples of the Baby Boomer generation, where sharing a bank account was nothing out of the ordinary, young couples today have quite different financial needs and attitudes toward their accounts. According to a poll conducted by RBC in Canada near the end of 2009, only 10 percent of Gen X/Gen Y couples between 18 and 35 hold all of their financial accounts and products jointly. Is this the right way to approach couples' finances?
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Dealing With Debt |
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Written by The Editors
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Sunday, 20 December 2009 22:38 |
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Debt is different from expenses. Expenses are something you have to have, like food and clothing. Debt is something you want but don′t have the cash to pay for. You can control expenses and you can also control your debt load.
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Reducing Your Banking Costs |
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Written by The Editors
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Sunday, 19 July 2009 13:10 |
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Banks can be surprisingly expensive places to do business, but many people don't pay attention to what their bank is costing them. Banks provide you services which they change for. In tough economic times, you really should check the costs of those services.
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Create a Budget |
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Written by The Editors
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Saturday, 18 July 2009 17:24 |
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It is always a good idea to have at least a simple budget to manage your income. In difficult economic times, a personal budget is especially important. In this article we describe the basic steps you should take. You do not need accounting software — a paper notebook and a calculator will be enough.
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